50% Cash Back With HDFC and Cleartrip?
Let me start by saying “WHAT A SCAM“. If you read the fine print of the offer, it is closed to being called a legal fraud.
Let me explain you how this works. Cleartrip advertises an “Cleartrip Exclusive: Got an HDFC Bank credit card? Get 50% cash back on flights!” and you think well… my average ticket cost would be Rs. 5000 and I can get Rs. 2500 cash back on the ticket… WOW!! That’s an amazing offer… well hold you horses, did you read the fine print yet?
– Book 4 tickets or more in a single booking (2 round trips or 4 one-way tickets) and get 50% cash back on the base fare or Rs. 2,500 (whichever is less).
– Book 2 or 3 tickets in a single booking (1 round trip or 2/3 one-way tickets) and get 10% cash back on the base fare or Rs 500 (whichever is less).
– Valid on GoAir, IndiGo, SpiceJet, Kingfisher Red and JetLite. Taxes and fees have to be paid extra as applicable.
I did a little experiment to see actually how much I can save with the 50% cash back offer calculating on the first clause “Book 4 tickets…”
I logged on to clear trip and book 2 return tickets from Delhi to Mumbai… Why did I choose those sectors? Because they are the most frequently flown destinations and for my experiment this would give the most valid results.
So I searched the 2 round trip tickets, which makes it 4 tickets in all and got the following results.
Total: Rs. 12,809 (Rs. 1,302 + Rs. 11,507 tax & fees)
Since the cash back will be calculated on the base fare and not the whole amount, I am left with Rs. 1,302. Now 50% of Rs. 1,302 is Rs. 651
I will get 50% cash back on the base or Rs. 2,500 (whichever is less), So my final amount is Rs. 651
To put insult on injury, Rs. 651 is not a discount which you will get instantly, but you will get it from HDFC after a certain number of days (which is not mentioned on cleartrip at all)
Offers like these are plenty, its “we” who have to read the details and then decided. Always read the fine print before pulling out your credit card.